Explore our comprehensive range of housing loans tailored to your specific needs and circumstances.
Flexible home loans for every life stage
Home Loan
Purchase or construct your home with flexible tenure up to 30 years and competitive interest rates
Plot Loan
Loan for purchase of residential plot from government bodies or approved layouts with easy approvals
Home Loan for Pensioners
Exclusive scheme for pensioners and senior citizens with tenure up to 80 years of age
Home Loan for NRI
Home loans for Non-Resident Indians with customizable products and competitive rates
Griha Suvidha Home Loan
Making homeownership accessible for applicants with cash salary and those nearing retirement
Griha Suvidha Asha Home Loan
Special scheme providing affordable housing solutions with flexible eligibility criteria
Griha Sugam
Simplified home loan scheme with easy documentation and quick sanctioning process
Sure Fixed Scheme
Fixed rate home loan scheme providing payment certainty throughout the loan tenure
Specialized loans for your unique requirements
Home Renovation Loan
Give your home a new look with financing for renovation and improvement of existing properties
Home Construction Loan
Build your vision with loans specifically designed for home construction on your own plot
Home Extension Loan
Add more space to your home with financing for extension and expansion of existing structures
Optimize your existing loan
Home loan balance transfer
Transfer your existing home loan from another bank and enjoy lower interest rates with no pre-payment charges
Exclusive schemes and promotions
Advantage Plus
Switch your home loan to LIC HFL and get lower interest rates, affordable EMIs, and top-up loan options
Homecoming
Special offer for eligible borrowers looking to consolidate or refinance their existing home loans